Gain Valuable Insights That Lead To Better Decisions.

"I manage a restaurant and love the freedom to travel. I started using SOP to see how much more travel I could afford. I love how much I've taught myself about my needs. You're video is right, organizing dreams can be both inspiring and sobering. I also introduced it to my sister & nephew to plan for college. Thank You!"

— Brynn, New Jersey

"Loved this experience....I just wanted to make sure we're saving enough but now we can't stop dreaming...Its so easy!!!.

Kate, South Carolina

"I'm a mom of three and homeschool two of them. I find this software so fun to play with because its not limiting...Its a super good financial literacy tool for anybody trying to find a way to engage high-school kids and my one big kid (Husband) on why we save and how it pays off someday."

Christine, Virginia

Stop and Please Read!

StartingOutPlan is not a substitute for professional financial advice, nor do we sell financial products or offer investment advice. Our goal is to provide technology as an educational resources to help actively engage you in your own financial journey. Always consult with a qualified financial advisor before making significant financial decisions.

Starting a Career

Work / Life Balance: Explore how different career paths and job opportunities align with your personal goals and desired lifestyle.

Compare Employment Opportunities: Evaluate the financial implications of various employment choices, such as full-time, part-time, contract, or freelance work.

Continuing Education: Assess the costs and benefits of investing in further education, certifications, or skill programs to advance your career.

Starting a Family

Compare Child Care Options: Evaluate the costs and benefits of different childcare options, such as daycare, nannies, or one parent staying at home.

Education Scenario: Project the costs of various education paths for your children, such as public vs. private schools, and explore savings strategies to fund their future education.

Family Milestone Planning: Estimate the costs associated with significant family milestones, such as weddings, bar or bat mitzvahs, or quinceañeras, and create a savings plan to prepare for these events.

Starting a Business

Start up Costs: Define and prioritize your startup goals, such as revenue targets, market share, or customer acquisition.

Contingency Planning: Model the financial impact of potential business setbacks, such as slow sales periods or unexpected expenses.

Exit Strategy: Consider the financial implications of different business exit strategies when its time get out.

Starting a Real Estate Empire

Rent vs. Buy: Compare the financial advantages and disadvantages of renting vs buying a home, considering your long-term goals, market conditions, and personal situation.

Sell-it or Rent-it: Assess the financial implications of selling your current home or converting it into a rental property.

Owning Multiple Homes: Model the financial impact of owning multiple properties, such as vacation homes or investment properties.

Starting to Get Control

Retirement Planning: Evaluate current savings and create a plan to ensure sufficient income during retirement, including exploring options like catch-up contributions.

Healthcare Planning: Understand the costs and coverage options for healthcare, including Medicare, long-term care insurance, and out-of-pocket expenses.

Downsizing: Consider downsizing your home or lifestyle to reduce expenses and simplify your financial situation.